Tim Navarro

Welcome to Tim Navarro State Farm! We’re a local, independent insurance agency serving Kensington and the greater Montgomery County area. We help families and small businesses protect what they’ve worked hard to build—home, auto, life, and business coverage, all in one place.

How we work We believe insurance should be simple. We take the time to explain your options in plain English, compare rates from multiple carriers, and tailor coverage that actually fits your life. When something goes wrong, we’re the team that picks up the phone. No call centers, no runaround.

Ready for summer, covered year-round We know how summer impacts our customers—severe storms, vacation plans, teen drivers home from college, and weekend trips out of town. We use that seasonal perspective to help you spot coverage gaps before they become claims, so you can enjoy July and August with real confidence.

Let’s get started If it’s been a while since someone reviewed your policies, we’d love to connect. We’re here to give you straight answers and dependable protection through every season.

Licensed in Maryland. Proudly serving Kensington, MD the surrounding area.

State Farm Agent since 1996

5 Years of Prior Claim Experience with State Farm

University Of Maryland Grad

IBEW Local 26 Washington DC Electrical Union 1985